Reiten Mortgages and Real Estate provides developers, contractors and landowners with comprehensive, advanced financial advisory and guidance in real estate, starting with financing the purchase of land and providing guarantees, through structuring the financing plan and construction project financing, to complementary solutions for managing cash flow, raising investor equity and surplus release throughout the life of the project.
The field of real estate financing requires a combination of business understanding, deep familiarity with the banking and non-bank financing market, and the ability to match each transaction with the right credit structure. Thanks to practical experience, strategic thinking and effective negotiations with the financing providers, we help our clients build a robust financing framework, reduce barriers, and improve certainty and financial flexibility at every stage of the project.
Properly structured construction project financing affects the ability to move forward, manage risks and maintain certainty throughout the life of the project. Construction project financing is designed to adjust the financing framework to the characteristics of the project, the pace of construction and the overall business planning.
The purchase of land is a fundamental step in any real estate development, and requires careful financial preparation at the very beginning. Land purchase financing is adapted to the characteristics of the transaction, the type of rights, the payment schedules and the financial structure of the project.
When there is a gap between the available equity and the financing provider's requirements, a complementary solution is required that will enable the transaction to proceed. Mezzanine financing for developers provides an additional layer of financing between the equity and the senior debt, and expands the project's financing options.
During the life of the project, temporary gaps may arise between immediate expenses and the availability of the main financing sources. Cash Flow Gap Bridging is designed to provide a quick interim solution that allows you to maintain continuity, meet commitments and not delay the pace of progress.
There are projects where strengthening the equity base is the key to getting off the ground or improving the financing structure. Raising Investor Equity is intended to add external equity to the project, strengthen its financial base and enable progress under better conditions.
In real estate projects, performance guarantees are a key element in risk management and ensuring compliance with contractual obligations. Appropriate structuring of performance guarantees helps maintain operational continuity, available credit facilities and orderly progress of the project.
Participation in real estate tenders held by the Israel Land Authority (ILA) requires advance preparation by the bidder and the provision of a guarantee in the exact wording and structure. Tender guarantees are designed to enable the submission of a compliant bid while maintaining liquidity and compliance with the existing credit facilities.
When a project is progressing well but the project-financing mechanism still does not allow the withdrawal of surpluses, there may be a need for available liquidity. Surplus release makes it possible to receive financing against expected future surpluses, and to improve the financial flexibility of the developer during the life of the project.