Equity Calculator
The type of purchase
First Home
Equity: 25%
Home Upgrader
Equity: 30%
Investment Home
Equity: 50%
Target Price / Reduced-Price Home
Up to 90% financing
Property details
Equity Calculation Results
The details of the calculation
* The calculation is based on the Bank of Israel's limits for maximum loan-to-value (LTV) ratios. The actual amounts may vary according to the bank's policy.
Minimum equity rates according to the Bank of Israel
| Purchase Type | Maximum Financing | Minimum Equity |
|---|---|---|
| First (and Only) Home | 75% | 25% |
| Home Upgrader (Replacement Home) | 70% | 30% |
| Investment Home (Additional Home) | 50% | 50% |
| Target Price / Reduced-Price Home | Up to 90% | NIS 100,000 minimum |
Use the Equity Calculator to estimate the equity required for a home purchase based on the property value, transaction type, and ancillary expenses. Select a First Home, Home Upgrader, Investment Home, or Target Price / Reduced-Price Home purchase and enter the property value. The calculator includes estimated ancillary expenses and presents both the required equity and the potential mortgage amount, subject to applicable bank loan-to-value (LTV) limits.